Your Balance
Deserves a
Better Room.
Seven-figure operating balances earning overnight sweep interest. Every wire moves without hold. A banker who already knows your name.
Minimum operating balance $500,000 · By referral or application
Operating Balance
$4,750,000.00
Sweep Interest — Earned Today
+$0.01 per second
Accumulated (midnight → now)
Wire Limit
Unlimited
No holds · Same day
Dedicated Banker
1 : 40
Ratio vs. 1:2,000 at retail
Recognize anything on the left?
Scroll through what you're currently accepting. Then see what seven-figure balances actually deserve.
Your Current Bank
$35–$85 / mo
Plus $25 per domestic wire. $45 international. Waived if you maintain $100K — but they still charge analysis fees.
Vault
$0
No monthly maintenance fee. No wire fees. No analysis fees. No minimum balance penalty. Full stop.
Your Current Bank
$250K daily cap
Requires phone verification. 24–48 hr hold on amounts over $100K. Callback window: 9am–4pm EST.
Vault
No limit
Wire any amount. Same-business-day settlement. Initiated through your dashboard or a single call to your banker — no hold queues.
Your Current Bank
1 : 2,000
Rotating relationship managers. The person you spoke to in January was reassigned in March. Start over.
Vault
1 : 40
One dedicated private banker. Direct cell. Knows your entity structure, your distribution schedule, your CFO's name.
Your Current Bank
0.01% APY
Checking accounts at major regional banks earn near-zero. Your $3M sitting flat costs you $150K+ in forgone yield annually.
Vault
5.12% APY
Automated overnight sweep into T-bill backed instruments. Earns while you sleep. Liquid by 9am. No lockup.
See What Your Cash Is Missing
Five questions. A personalized gap analysis. No obligation.